Synchrony Financial (NYSE:) and Mastercard (NYSE:) are two of the top financial stocks in the market. One key difference between the two is that MA is a payment processor, while SYF assumes credit risk for merchants. Patrick Ryan breaks down which stock is the better buy.Consumer finance stocks are front and center now that people are returning to spending as usual. Personal savings reached all-time highs during the pandemic. However, the pendulum will inevitably swing back the other way as consumers gear up for a spending spree unlike any ever seen before.
 
If your portfolio does not include a consumer finance stock, you should consider adding at least one before the economy hits its stride. The return to normal has the potential to steer that much more money toward the top players in this space.
 
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